Legal Disclaimers
Effective Date: June 8, 2026
Last Reviewed: June 9, 2026
1. Educational and Informational Purposes Only
All information, materials, tools, calculators, articles, graphics, and content presented on this website are provided solely for general educational and informational purposes. Nothing contained on this website should be construed as legal, tax, accounting, investment, financial planning, insurance, securities, or other professional advice.
2. Insurance and Retirement Planning Disclaimer
Florida Tax Free provides information regarding insurance products, retirement planning concepts, wealth preservation strategies, legacy planning, and related topics. Products and services discussed on this website may not be available in all jurisdictions and may be subject to eligibility requirements, carrier underwriting, state regulations, and policy limitations. Any insurance-related recommendations are provided only through individualized consultation.
3. Calculator & Illustrative Tool Disclaimer
The financial calculators, planning tools, projections, illustrations, and estimators provided on this website are intended solely for educational and illustrative purposes.
- Estimates Only: All outputs are hypothetical estimates based on information entered by the user.
- No Guarantee of Results: Actual performance, policy values, and financial results may differ substantially from any estimates displayed.
- Factors Not Considered: Calculator outputs may not account for taxes, inflation, fees, market fluctuations, individual risk tolerance, or legislative changes.
- Non-Binding: Results should not be interpreted as financial advice, insurance recommendations, or promises of future outcomes.
4. No Client or Fiduciary Relationship
Use of this website, calculators, scheduling tools, contact forms, or email communications does not establish a client, fiduciary, advisor-client, or insurance producer-client relationship. No professional relationship exists until expressly established through appropriate documentation and mutual agreement.
5. No Guarantee of Accuracy
While Florida Tax Free strives to provide accurate and current information, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of any content contained on this website. Information may change without notice.
6. Electronic Communications Disclaimer
Communications transmitted through website forms, email, or other electronic channels may not be secure. Visitors should not submit Social Security numbers, account numbers, tax returns, medical information, or other highly sensitive personal information through unsecured communication channels.
7. Limitation of Reliance
Users assume full responsibility for any decisions made based on information obtained from this website.To the fullest extent permitted by applicable law, Florida Tax Free shall not be responsible for any loss, liability, damages, costs, or expenses arising from reliance upon website content, calculators, estimates, articles, or other materials provided through this platform.
8. Third-Party Content & Links
This website may contain links to third-party websites, services, or resources. Florida Tax Free does not control, endorse, or assume responsibility for the content, accuracy, privacy practices, or availability of any third-party websites.
9. Appointment Request Disclaimer
Submission of a contact form, consultation request, or scheduling request does not guarantee appointment availability, acceptance as a client, or the provision of services.
10. Intellectual Property & Copyright
All content appearing on this website, including text, graphics, logos, images, designs, code, branding elements, and other materials, is owned by or licensed to Florida Tax Free (FTF) and is protected by applicable intellectual property laws. © 2026 Florida Tax Free. All rights reserved.
11. Website Availability
Florida Tax Free reserves the right to modify, suspend, restrict, or discontinue any portion of this website at any time without prior notice. We do not guarantee uninterrupted access, error-free operation, or continuous availability of the website.
12. Contact Information
Florida Tax Free (FTF)
Website: https://fltaxfree.com
Email: cindyftf@yahoo.com
Office Phone: 772-595-6569